Investment Calculators


Do you love your money? – If answer is YES, then you should think about investment of your precious savings for your future needs. Money helps us accomplish some of our life goals and we owe it to ourselves and to our families to borrow efficiently, invest efficiently, plan efficiently for taxes and most importantly protect our savings in case of a calamity.

Love for one’s own earned money is a good thing and to make sure our hard-earned money is working hard for us and our families, we need to do a little bit of home-work for better result.

Mostly from us end up taking financial decisions simply based on what a bank or insurer’s salesperson or friend’s recommendation. But it simply does not make any sense. You should do some home-work for wise investment as you are investing your precious savings.

Our investment calculators can help you plan your way to overcome the requirements identified by you in the Savings, PF and Retirement Needs calculators. Our Investment calculator is easy to use and is quick to perform. Use our Investment calculator as a guide before choosing any kind of Investment. Investment calculator let’s you judge how wise an Investment plan be for you.

Type of Investment Calculators:

You can use any investment calculators listed below for your reference:

Monthly-saving-Calculator post-office-saving-Calculator
RD-Calculator Post-Office-RD-Calculator
FD-Calculator PPF-Calculator
NSC-Calculator KVP-Calculator

Money is one of the biggest necessities of life. Today, more than ever before, with rising aspirations, numerous opportunities to spend and longer life spans, merely earning a good income is not enough; it is equally important to invest your money wisely to ensure that it generates a good return. But selecting appropriate financial tools can sometimes be a bit tricky. And, that’s exactly why it always helps to know as much as you can about investing.

Some Basic FAQs on Investment:

What does Investment mean?

The money you earn is partly spent and rest is invested for meeting future goals. This is called investment.


What is difference between saving and investment?


Savings are generally funds that you set aside to meet your future needs. These could be taking your family for a small holiday or buying an electronic item. Another important feature of savings is that these can be accessed relatively quickly. The most universal way of saving is in to a bank account (‘savings’ account) where the money is available to you on demand. It is for short term needs.


Investments, on the other hand, is what helps you meet your longer term needs and larger financial goals. There is some level of risk attached to all types of investments and this is what determines the returns on your investments. The higher the risk, the greater the chances of a higher return.

Why should one invest?

You need to invest to:
i. Earn return on your idle resources
ii. Generate a specified sum of money for a specific goal in life
iii. Make a provision for an uncertain future
iv. To beat inflation

When to start investing?

The sooner you start investing the better. By investing early you allow your investments more time to grow, whereby the concept of compounding increases your income, by accumulating your principal and the interest or dividend earned on it, year after year.
Three golden rules for all investors are:
i. Invest early
ii. Invest regularly
iii. Invest for long term& be patient

How to invest?

You toil hard to earn money and, therefore, it is important to invest it wisely. Ask yourself certain questions before deciding on how to invest:

  1. What are your needs and financial goals? Do you need a regular income or want to buy a house or require funds for your child’s education?
  2. How much risk are you willing to take on? Can you withstand the volatilities in the capital market or are you satisfied with a low-risk, low-returns philosophy?
  3. How soon do you need the money? Can you invest for a longer time-horizon or do you need money in the near future?
  4. What are your cash flow requirements? Do you need a regular income or a lump sum amount after a certain period of time?

What are the types of investment?

  1. Fixed Deposit
  2. Recurring Deposit
  3. Post Office Saving Schemes
  4. PPF
  5. Bonds (NSC/ KVP)
  6. Real Estate
  7. Precious Metal
  8. Mutual Fund
  9. Equity

Leave a Reply

Your email address will not be published. Required fields are marked *