Kisan Vikas Patra (KVP) Calculator

KVP-CalculatorKisan Vikas Patras (KVP) is a small savings scheme run by the Department of Posts. NSC is a government scheme, and thus it is a very safe investment option. It is long term investment option but the scheme was discontinued w.e.f. 1st December 2011. Kisan Vikas Patras (KVPs) have been re-launched vide Notification dated 23rd September 2014.

Kisan Vikas Patras (KVP) Calculator is general purpose calculator used for calculating maturity amount of Kisan Vikas Patras (KVP) invested in Post Office at one time basis for a specified period. Kisan Vikas Patras is popular savings schemes offered by Post office. Post office usually offers relatively higher returns on KVPs than on savings or RD accounts without Income Tax Rebate.



This Kisan Vikas Patras (KVP) Calculator requires some data like – Your KVP Deposit Amount, Date of purchase of certificate to check whether certificate is from old scheme or from new scheme. After calculation you will get the Maturity Amount of your Kisan Vikas Patras (KVP) at subsequent time interval from 2 years 6 months & onwards.

Kisan Vikas Patra (KVP) Calculator

Enter data in applicable bordered cells

Date of Purchase

Amount of Deposit

Amount payable on maturity

Premature payments After

Amount Payable

2 years 6 months or more but less than 3 years

3 years more but less than 3 years 6 months

3 years 6 months or more but less than 4 years

4 years or more but less than 4 years 6 months

4 years 6 months or more but less than 5 years

5 years or more but less than 5 years 6 months

5 years 6 months or more but less than 6 years

6 years or more but less than 6 years 6 months

6 years 6 months or more but less than 7 years

7 years or more but less than 7 years 6 months

7 years 6 months or more but less than 8 years

8 years or more but before maturity

Kisan Vikas Patras (KVP)

Kisan Vikas Patras (KVP) is a small savings scheme run by the Department of Posts. NSC is a government scheme, and thus it is a very safe investment option. It is long term investment option but the scheme was discontinued w.e.f. 1st December 2011. Kisan Vikas Patras (KVPs) have been re-launched vide Notification dated 23rd September 2014.

Salient Features of Kisan Vikas Patras (KVP):

  • Amount Invested doubles in 100 months (8 years & 4 months)
  • Available in denominations of Rs 1,000, 5000, 10,000 and Rs 50,000. Minimum deposit Rs 1000/- and no maximum limit.
  • Certificate can be purchased by an adult for himself or on behalf of a minor or by two adults.
  • KVP can be purchased from any Departmental Post office.
  • Facility of nomination is available.
  • Certificate can be transferred from one person to another and from one post office to another.
  • Certificate can be encashed after 2 & 1/2 years from the date of issue.
  • Minimum Lock-in Period: 2 years 6 months
  • Maturity period: 8 years & 4 months.

Encashment of KVP:

KVPs can be encashed at the Post Office of its issue. These can also be encashed at any other Post Office if the Officer-in-Charge of that Post Office or bank is satisfied on verification from the Post Office or bank of issue that the person presenting the certificate for encashment, is entitled thereto.


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